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What is a KOMPAS BASIS savings account?

Your BASIS account is your central account with kompasbank — it's where you deposit money, and from where you withdraw to your NemKonto or open new savings accounts.

  • Your permanent base: You always keep your BASIS account, whether or not you have an active KOMPAS FAST or KOMPAS VARIABEL savings account. It acts as the permanent "home" for your money and stays open even when the balance is 0 DKK.
  • One central entry point: You can always open a new savings account directly in Netbank. Your new savings account activates automatically as soon as the full amount is available in your BASIS account.
  • Interest: Your BASIS account has no lock-in period but continuously earns a variable interest rate. See the current interest rate here.

If you choose to open a new savings account or have the balance paid out to your NemKonto, we handle the transfer automatically — there's no need to contact us afterwards.

Can I have more than one BASIS account?

No, you can only have one KOMPAS BASIS account. It functions as your single "wallet" for your entire relationship with kompasbank.

Finding your account number

Log in to Netbank and click "Deposit" on your BASIS account. This shows both the registration number and account number, which you can copy and use when transferring money to kompasbank from another bank.

Are there limits on how often I can deposit or withdraw?

There's no limit on the number of deposits you can make to your BASIS account.

For withdrawals to your NemKonto, the following applies:

  • You can make up to 5 free withdrawals per calendar month.
  • Any additional withdrawal costs 100 DKK.

Regardless of the number of deposits and withdrawals, the total balance across all your savings accounts (BASIS, FAST, and VARIABEL combined) may not exceed 3,000,000 DKK.