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How is interest on my personal savings account calculated and paid?

Interest on your savings account is calculated daily and added to your account at the end of the year (31 December) and/or when the account matures. When interest is added, it is included in the balance of your account.

How is interest calculated?

Interest is calculated based on the actual number of days in the year. This means you earn interest for every day your money is in the account.

When is interest added to my account?

Interest is added to your savings account:

  • At the end of the year (31 December)
  • When your savings account matures

For a savings account with a variable interest rate, KOMPAS VARIABLE or KOMPAS BASIS, the interest you have earned but which has not yet been added is also booked when the interest rate changes.

Where can I follow my interest?

You can see your earned interest in online banking at any time. See how.

You can read more about interest calculation and payment in kompasbank’s terms and conditions for personal customers.